AFS
Precise Solutions for the World of Supplemental Benefits

What our Clients are Saying About Us:

Brokers

"AFS provides extremely sophisticated and flexible systems for COLI sales and in-force applications. They are the most creative and responsive provider available for brokers with complex plan design requirements."
Steven Toven
Consulting Principal
Clark / Bardes

"AFS systems are important to our operations. We prefer our carriers to be on the AFS platform because AFS systems make it easier to illustrate and administer our clients' programs."
Peter S. Cahill
CEO
The Newport Group

"The Partners Group involvement with AFS has accelerated our impact in the Executive Benefits Market. The availability of a sophisticated multi-carrier platform allows our Member Firms to focus on marketing and planning issues knowing the calculation function is in control of experts."
Robert Carter, CLU, ChFC
President
The Partners Group

"AFS is the premier illustration and administration system for the executive benefit marketplace. Our experience with AFS has been outstanding. Naturally, we have encouraged all of the carriers we represent to consider AFS if they plan to be a "player" in the executive benefit arena."
Johnny R. Adcock, CLU
President
The Adcock Financial Group

"If you are competing in the corporate market, you will want to have AFS on your side. When I am looking for a carrier for a particular case, I evaluate two crucial elements. First, does the carrier and product fit the requirements of the case? Second, can we illustrate the product in the context of the sale? I like to hear that the carrier is supporting its sales efforts with AFS. Illustration is never a problem with AFS. It has the power and the flexibility to adapt to virtually any situation."
Jeff McCarthy
Vice President
Director of Marketing
Lyons Compensation & Benefits, LLC.

"We recommend AFS to all of our National Clients for three reasons: (1) their multi-carrier capacity, (2) their system illustrates and administers the full range of non-qualified plans, and (3) the AFS staff is most competent, responsive and honest."
Lawrence S. Rybka
Chairman
The Life Insurance Marketing Company

"As a Third Party Administrator, The Pangburn Company considers the AFS CPATM System an integral part of the administrative services we provide to our clients. Today's sophisticated plan designs warrant state-of-the-art administrative support and the CPA System delivers the sophistication clients not only demand, but deserve!"
Wayne A. Pangburn
President
The Pangburn Company

"The AFS Windows product line is truly the leading edge complete system for Marketing and Administering Executive Benefit Plans and the COLI that supports them."
Bruce Hlavacek
Chairman & CEO
Wiedemann & Johnson

"Having spent the last 13 years in the COLI market, I've experienced most of the software available. AFS is, by far, the most sophisticated, yet easy-to-use software out there. I would recommend it without reservation."
Rhonda L. Miller, ACS
Senior Financial Analyst
The Newport Group

"Our experience with AFS over the past year has been excellent. For the development and ongoing service of corporate insurance programs, it is a distinct advantage for carriers to have their corporate products on the AFS system."
James N. Barbero, CLU
Director
MCG-Dallas

"The unique combination of versatility and ease of use, along with excellent technical support, make AFS our preferred system in the corporate marketplace."
M. Louise Robinson
Senior Vice President
The Balser Companies

"Product management of large cases often requires multiple carriers. The availability of consistency in flexible proposal, reproposal and administrative systems designed by AFS is unmatched. I have emphasized to every carrier we offer that AFS software would increase its share of our business."
Barry N. Koslow, JD
Principal
MKA

"We have found an excellent plan administration tool to develop and reproject the insurance funding for all executive benefit plans on ONE system - AFS. This system enables us to more efficiently design the insurance product to meet the plan funding needs of the customer."
Doug Scott
Account Manager
Harris, Crouch, Long, Scott & Miller, Inc.

"AFS's systems have allowed me to move into the executive benefits market with confidence. AFS systems and support have helped me close and administer cases from one life in a closely held company to over 6,000 lives in a major public company."
John S. McSwaney
President
John S. McSwaney & Associates, Inc.


"This business is tough enough as it is. I would not attempt to design and illustrate a COLI case without AFS. . . Period."
Joseph L. Carpenter, Jr.
Managing Director
Charon ECA
Member of The Partners Group

"After reviewing the AFS illustration system, I find it to be the best. I'd prefer to do business with carriers whose corporate products are on this system."
Gerald L. Middel, CLU, ChFC
President
Financial Designs

"We have had wonderful success with AFS and find it a requirement that our carriers be available on the system. From our view, it is the industry standard."
Patrick J. Monaghan, CLU, ChFC
Monaghan, Tilghman & Hoyle, Inc.

"When selecting a carrier for executive benefit needs, we ask clients to focus on credit quality, product suitability, pricing and specialized resources. AFS carriers routinely lead the list."
Michael E. Kurowski
Vice President
Marsh Financial

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AFS • 9 Riverside Office Park • Weston, MA 02493-2221 • (781) 647-8700 • fx. (781) 647-8701 • email us at info@afs-link.com
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